Conditions of Use

1. General

1.1. You are welcome to visit Stone Credholm (the "Website").

Contact us: info@stone-credholm.com

1.2. This website provides information about trading services ("Services") available via third-party platforms ("Third-Party Platforms").

1.3. These Terms form a legally binding agreement between you and the website owner and should be read before you use our Services. To use the Website, you must accept the full Terms, which govern your access. We may update or amend the Terms from time to time.

By accepting our Terms, you also agree to our Privacy Policy (available here).

2. Eligibility

2.1. Subject to you meeting the applicable legal requirements and accepting and complying with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. You must be 18 or over to use our Services.

2.1.2. You must have the legal capacity to accept our terms and conditions.

2.1.3. Your use of our Website and the Services available through it must be lawful in the country or territory in which you are resident. You must not be prohibited by law from using our Website.

2.2. The Company and the Website accept no responsibility for any unlawful use of our Services by users. Nor do we give any guarantees, warranties or representations as to whether any person is legally permitted to use our Services or the Website.

3. Restricted Territories

3.1. We reserve the right to refuse access to our Website or Services where 1) a user is resident in a restricted area (“Restricted Territories”); and 2) we believe that allowing that user to access our Services would create a legal, regulatory or reputational risk to the Company. This statement does not limit our rights to the instances set out above.

3.2. Where users are located in certain jurisdictions, the Company reserves the right to restrict access until additional terms have been agreed and applied. Whilst within a Restricted Territory, the Services and the Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. Responsible use of this Website and its Services is subject to the following conditions:

4.1.1. Users may use the Services for their intended purposes, including uploading and sharing content. However, the following are prohibited: 1) data or files containing viruses, malware or other harmful code, or any material that could damage the Website or the systems of our third-party partners, or that blocks or hinders other users’ access to the Services; 2) any content whose sharing would infringe copyright, intellectual property or other rights; 3) any content that is threatening, defamatory, racist, slanderous or otherwise insulting; 4) any content that breaches any applicable law in any relevant jurisdiction; 5) any marketing or advertising material, unless prior written consent has been obtained.

4.1.2.You must not modify, obscure, remove or otherwise interfere with any legal notices, services, software, design elements, logos, or other proprietary material on the Website.

4.1.3. You must not access the Services of the Website using any method or interface other than the Website itself.

4.1.4. You must not interfere with, disrupt or otherwise impede other users’ use of the Website and its Services.

4.1.5. You must not access the Website and its Services using external bots, automation tools, or any other unauthorised software.

4.1.6. You may not collect data from the Website, whether actively or passively (including via cookies, spyware or beacons), or upload or transmit any data to the Website.

4.1.7. You must not attempt to replicate the Website or its services in any form, including appearance or functionality. This includes creating mirror sites or using any other means, whether currently known or developed in future.

4.1.8. While using the Website and its Services, you must not breach any applicable laws, infringe copyright, use pirated software, commit identity theft, or engage in hacking. Any unlawful activity, including the facilitation or encouragement of such activity by others, is strictly prohibited.

4.1.9. You must not upload software or make any attempt to alter the Website’s source code. You must not damage, disrupt or otherwise interfere with the Website, or with other users’ ability to access and use it.

4.1.10. You must not attempt to reproduce the Website or its Services by reverse engineering, including disassembly, decompilation or any similar method or technology.

4.2. Where we have reason to suspect that your use of the Website breaches any applicable law or these Terms of Use, we may monitor your use of the Website and the Services. If we determine that you have breached these Terms of Use and/or any applicable law, we may, at our discretion, suspend or terminate your account, restrict your access to the Website, disclose your activities to the appropriate authorities or relevant third-party service providers, and take any other action we consider necessary, including initiating legal proceedings. These Website Terms of Use are in addition to, and do not limit, any other rights or remedies available to the Company under applicable law.

5. Intellectual Property Rights

5.1. All content on any page of our Website—including videos, images, logos, text, audio, designs, brand names, trade marks and any other materials—is protected by intellectual property rights owned by the Company and/or the relevant third-party rights holders.

5.2. Users do not acquire any intellectual property rights in any content on the Website. They are granted only a limited right, subject to the applicable terms and conditions of use, to access the Website and its Services. All other rights, title and interest in the Website and its Services remain the property of the Company.

5.3. The Website and all Services available through it are for personal use only and must not be used for commercial purposes.

5.4. Users must not, whether knowingly or negligently, permit any other person to copy, modify, or duplicate any part of the Website by any means, including (without limitation) reverse engineering, decompiling, or copying the specific service configuration or Website source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under the terms of service, the user is solely responsible for any consequences of that use. The Website and the Company make no representations, guarantees or warranties, whether express or implied, regarding the results of such use, or the quality, fitness for a particular purpose, usability, accuracy, or any other aspect of the Website or its Services. The user acknowledges that all content and Services on the Website are provided “as is” and may include faults or limitations.

6.2. We accept no responsibility for any service disruptions beyond our control, or for interruptions to the transmission of information via our Services. Nor shall we be liable for any errors in information, including omissions or inaccuracies, in the Website content.

6.3. Any losses you incur in the course of using the Services on the Website are yours alone. By agreeing to the Terms of Service, you agree to indemnify us against such losses, including where they arise from your voluntary use of third-party services. You also agree that you are solely responsible for any decisions made in connection with your activity on the Website, including any reliance on information provided by the Website and its Services.

6.4. You are solely responsible for any loss or damage suffered by you or your agents, whether direct or indirect. To the fullest extent permitted by law, we accept no liability for any such loss, including any loss of income, savings, or personal data arising from your use of the site.

6.5. The Company accepts no responsibility for technical problems arising from failures of telephone lines, internet services, computers, or any other hardware or software. We are also not responsible for any costs or losses incurred as a result of using the internet.

7. Services, Content and Promotions from Third-Party Providers

7.1. While using our Services on our Website, you acknowledge that third-party content may appear, including advertising and reviews of such platforms.

7.2. Products and services from third-party providers featured on our website are not our responsibility, and we do not endorse them, warrant their quality, or confirm that they are up to date.

7.3. Before making any decisions or purchases, or contacting or visiting third-party service providers, we strongly advise users to verify the accuracy of any claims made. Any decisions, consents or purchases you make relating to these services are your sole responsibility.

8. Links

8.1. Please note that the Website contains our own content and services as well as advertisements, links and materials supplied by third-party service providers. You are solely responsible for any access to or use of such websites or services and for any loss or damage that may arise, including through the use of products, services and/or software available on those websites. Please exercise your own judgement and carry out due diligence before downloading anything, making a purchase or providing personal data to any third-party website. Likewise, do not rely on their information or claims without independently verifying them.

8.2. Any advertisements, images, hyperlinks, or other references to third-party websites do not constitute an endorsement by the Website or the Company. Unless explicitly stated otherwise, we do not authorise or endorse, and are not affiliated with, any linked websites or any products, information, materials, services, software, or business administration associated with them.

8.3. We are unable to review, investigate or endorse every third-party company that advertises or every link we provide. We do not accept responsibility for the quality of services offered by these companies. Accordingly, we are not liable for any loss or damage you may incur from using such third-party websites and services, including their products, software, information or any other services. We strongly advise you to research any company thoroughly before working with them or sharing personal data, particularly before making a purchase.

8.4. Before contacting or buying from any third-party websites, including those that advertise on our Website, please ensure you have read and reviewed their policies and terms of use.

9. Miscellaneous

9.1. We may modify, suspend or withdraw specific Services provided on the Website where necessary or appropriate. We reserve this right as part of our routine operations, site improvements and similar activities. We will not implement such changes in a way that materially disadvantages you, and you will not have any claim against us arising from them.

9.2. We may update the Website Terms of Use at any time. If changes are made, we will notify you as soon as reasonably practicable, usually within a few working days. By continuing to use the Website after the dated publication of the updated Terms of Use, you will be deemed to have accepted them.

9.3. Transmitting information through the website to any other location, website, third‑party service or organisation does not create or imply any relationship beyond what is expressly set out in these terms. By transmitting such information, the user does so in full knowledge of, and consents to, these terms.

9.4. No agreement or statement, whether written or oral, that falls outside these Terms of Use has any legal effect or is binding on either party. Only the Terms of Use and the Privacy Policy of the Company and Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5.Any right granted under these Terms that is not exercised, whether by consent, omission or inability, shall be deemed waived. A single or partial exercise of any right or remedy does not preclude any further exercise of that or any other right or remedy, all of which shall remain in force.

9.6. If any provision of these Terms is found by a court of competent jurisdiction to be invalid or unenforceable, that provision shall be severed from these Terms. The remaining provisions will continue in full force and effect and shall, so far as possible, be interpreted to give effect to the original intent and meaning of the Terms without the excluded clause(s).

9.7. Under these Terms, the website, including all Services, may be operated and managed by third-party service providers. In such cases, those providers may transfer all of their rights and obligations. Users may not transfer their rights or obligations to any other party and remain solely responsible.